What insurance companies know is statistics. I'm sure somewhere in the data it shows that life expectancy among pot smokers is lower (for whatever reasons) than the general populace or they wouldn't be doing turning away them as customers.

Unless those studies find weed is a miracle drug that will cure all your ills, the potheads will dismiss it as Reefer Madness. Medical marijuana was always a scam but the users actually started believing their own bullshit.

and yet they still offer coverge for pseudoscientific nonsense....

Also, opoid use goes down in areas where pot is legal.

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who's smarter than you're? i'm!

Wonder if it's just smokers or those who only use Vape or edibles as well. As a side I used to think it was harmless but have changed my opinion, inhaling hot smoke from something wrapped in paper can't be good for you.

While it does help with some things, pain, cancer treatments and such you're right I'd bet at least 50% or more of drug cards are boggus

But what about edibles? And how will insurance companies test for pot use? Unless they start doing hair analysis, it is simple to wait a couple weeks before submitting a blood sample for life insurance testing. Not so easy for tobacco use. Smokers cannot stop using and the nicotine metabolite, cotinine is easy to detect.

Really you think pot smoking is going to rival the opioid problems? Given that you can’t OD on pot? And there’s no injection, which causes a lot of the chronic health issues with opioid use, with pot either?[/quote]

You don't inject Vicodin or Fentanyl, don't you? That would be scary indeed.

You sure your brain can't 'OD' on pot?

If your definition of 'OD' is equivalent to 'death', I agree[/quote]
I think with sufficient quantity pot may be able to cause clinically significant damage to the brain, but we don't know that yet. As far as I'm aware there's nothing akin to alcoholism's Wernicke's enchepholopathy or Korsakoff Syndrome that has been demonstrated with pot.