The company's insurance should be able to be made to take care of it. That would be easier if you had your own insurance company. It might be worth a call to your homeowners or renters insurance Co just to check if you have any coverage. When I was hit by a car, my renters insurance paid for the bike, minus a $1000 deductible. Then after they recouped the full amount from the driver's insurance, they gave me the last $1000. But I specifically had the bike listed on the policy with its value. I first tried just working with the driver's insurance company myself and they tried to only give 25% of the replacement cost. But if you have no other option you can try to work directly with them. But it is usually more successful if your insurance Co leans on them instead of you personally.

If your total loss in this is $10k, probably not worth hiring a lawyer.

Since it is a company, if they or their insurance refuses to pay, you may be able to get your state's secretary of state office involved? Or they may have suggestions for you. Social media may end up being helpful also.

You have their insurance info, I assume?

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Ed O'Malley
www.VeloVetta.com
Founder of VeloVetta Cycling Shoes
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