Well said. I think the challenge there is that it has two barriers of entry though. The first is what you stated so whittles down the pool of available people. Then you add onto that the cost or perceived cost and you have what we have today.

No complaints from me. My excuse to my wife is that I either spend the money to keep myself in shape now and be happy doing it or I pay extra health costs later. 😄

Edit: I read again and you did state both barriers