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If you have money and no credit . Years ago I sent First bank card $600 they limit you to what ever you send as an account deposit ( incase you dont pay ),you can link it to your savings / auto pay . But if you get close to your limit just pay it off online from anywhere , every few days ,if you spend a lot.
If you Close the account get you deposit back After a year get any card you like. YOU HAVE A CREDIT HISTORY NOW
The $600 is nice to start out with as you watch it closer than , a normal card.
Cash is KING ,,,,,But you need cards for Car rentals - online stuff .If you have NO MONEY FORGET THE DEVILS CARD.