Moonrocket wrote:
It does not say you have to share.
It says they can charge you a penalty on your insurance premiums which some of the linked articles have estimated at up to over $5k.
Maybe you trust employers more than me, but I'm thinking that the next layoff list will have a high percentage of people who's health information privacy is worth over 5k to them or even a smaller but significant amount. As well as a few that just coincidentally have genes predisposing them to expensive and debilitating health conditions. Cause clearly if you read the news corporate ethics are not exactly the holy grail that shareholder value is.
No, it doesn't. It doesn't say that at all. Not even a little bit.
You need to understand the history of this to understand the bill.
Originally, via bipartisan support, Congress pass laws that permitted the establishment of wellness programs. A wellness program permits an employer to provide DISCOUNTS on employer-provided health insurance if you participate in the plan. In order to participate in many of these wellness programs, the employee had to submit to medical examination and adhere to healthy lifestyle choices (working out, joining a gym, etc.). Originally, the medical examinations included, in some cases, genetic testing.
GINA prohibits an employer from refusing to hire or refusing to insure a healthy person who carries a genetic predisposition to develop a serious health condition in the future.
When wellness programs were originally created, participation in the DISCOUNT program could be curtailed if the person engaged in unhealthy conduct or had a condition that may increase healthcare costs. Genetic screening was permitted.
The EEOC made the decision a few years ago that this violated GINA, even though it absolutely does not violate any express provision of GINA. This was a change to the law by an administrative agency.
This bill would remove the EEOC's determination that this is a GINA violation, which is how the law was before the EEOC changed it.
So, worst case - the employee may be prohibited from participating in the DISCOUNT wellness program. But, GINA still would prohibit them from denying health insurance coverage. So, they would pay the regular price.
Your title is blatantly false.
If there are no dogs in Heaven, then when I die I want to go where they went. - Will Rogers
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