"The bottom line is that the HELOC piggy bank is gone."
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Considering the average annual return for the S&P in the decade prior to 2000 - 2007 (the years in which HELOCs were so popular), it appears that the market may not necessarily miss that "piggy bank".

Haim

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"Sometimes you need to think INSIDE the box!" -- ME
"Why squirrel hate me?"