Everybody will decide for themselves, but from my PoV: if you’re not chasing Kona / Nice WC and decide not to do T100, then you’re chickening-out.
I can understand full IM distance specialists and those chasing Kona / Nice WC as their primary objective (examples: Anne Haug, Laura Philipp, LCB, Lange, Magnus, Lionel etc.). But whining about “I’m not podiuming anymore, I better do a random race in the middle of nowhere” is bad sportsmanship for me.