Here’s the laymans take on the science:
The weight of the rider is disproportionately distributed between front and rear. Depending on rider position this can be as much as 30/70. Steering meanwhile, happens at the front of the bike. The pressure of the wind on the rear wheel accentuates the downward pressure of the rider and as the bike does not steer from the rear, it effectively creates more pressure under the rider thus stabilizing the bike.
Meanwhile, the wind forces on the front wheel, being well in front of the center of mass, create steering forces that attempt to redirect the bike. If these are not offset by similar forces at the rear wheel (as with two similar wheels) the bike becomes difficult to control. If it is more than offset (as with a disc rear) the steering force of the wind is actually diminished, resulting in a more stable ride in windy conditions. Of course in gale force winds, all bets are off.
My one experience with a HED CX front (60mm, about the same side surface to catch wind as an H3) and a Rolf Vector Pro rear (much less surface) was a near catastrophe. I was dialing in some last minute changes a few days before a race and it happened to be somewhat windy. The bike was almost completely unmanageable. On gusty days prior, I’ve noticed that the pair of Rolfs catch wind from the side and make the bike a bit skittish at speeds above 35 mph. Meanwhile, at CaliMan last year I had a great bike ride in horrid wind conditions running a disc rear with the HED Cx front. I heard a lot of riders complaining of handling difficulties due to the wind, but I can honestly say the wind didn’t affect the handling of my bike in any noticeable way.
Perhaps the most famous miscalculation in this regard was Fignon using dual disc wheels for the final TT of the '89 TdF and thus losing to LeMonde. There was not a lot of wind that day, but enough to cause Hinault significant difficulty and allow LeMonde to make up 58 seconds and win the Tour.
Many people consider this a huge mistake by Fignon, but the fact is that a lot of guys used dual discs in those days, just not when there was a risk of wind. One of my friends shared his experience of riding a dual disc setup on what was a well sheltered course with a short bridge over a small river. When he emerged from the sheltering of the course onto the bridge, crosswinds put him on the ground so fast he never had a chance to react.
A similar miscalculation was made in the final TT of the '04 Tour when Ulrich ran the Mavic IO five spoke wheel (Mavic says it’s for track riding only, i.e. indoors) on a rainy and windy course with disastrous results. A few others have used that wheel in TTs, and it’s OK as long as it’s a calm day. It has a great deal more surface area than the H3.