TARP Fraud Could Cost Taxpayers Billions

Take a two minute break and read this, but afterwards get back to work, we need to increase productivity so that they can tax us some more…

TARP Fraud Could Cost Taxpayers Billions - WatchdogLast update: 2/24/2009 11:33:13 AM

By Michael R. Crittenden
Of DOW JONES NEWSWIRES
WASHINGTON (Dow Jones)–Fraud tied to the U.S. government’s rescue of the financial system could cost taxpayers tens of billions of dollars, in part because the Treasury Department is still developing internal controls for the program, government watchdogs will warn lawmakers Tuesday. Neil Barofsky, the special investigator general for the $700 billion Troubled Asset Relief Program, will testify before a House subcommittee that the U.S. government’s experience in the reconstruction of Iraq, hurricane relief programs, and the savings and loan bailout of the 1990s suggest the $700 billion rescue plan could be ripe for fraud. “History teaches us that an outlay of so much money in such a short period of time will inevitably draw those seeking to profit criminally,” Barofsky said in testimony for the afternoon hearing obtained by Dow Jones Newswires. Federal regulators have already seen evidence of alleged TARP-related crime. In late January, the Securities and Exchange Commission charged a Nashville-based firm with defrauding investors of at least $6.5 million by claiming their money was invested in the TARP and other securities that did not exist. “If, by percentage terms, some of the estimates of fraud in those programs apply to TARP programs, we are looking at the potential exposure of tens if not hundreds of billions of dollars in taxpayer money lost to fraud,” Barofsky said, noting that the total amount of money potentially at risk in TARP-related programs is approximately $2.875 trillion. The potential for fraud could be exacerbated by the Treasury Department’s lack of internal controls and oversight over the TARP and private contractors helping run the program. The Government Accountability Office, in testimony prepared for the same hearing, warned that the Treasury still has work to do to safely manage the rescue plan. Treasury “has yet to develop comprehensive written policies and procedures governing TARP activities or implement a disciplined risk assessment process,” Gene Dodaro, acting comptroller general of the United States, said in his testimony. Dodaro said that Treasury has made progress in its oversight over independent contractors, but that the department has identified “high risk issues that still need attention.” This includes the use of “time-and-materials” contracts, which can “increase the risk of wasted government dollars without adequate oversight of contractor performance.” The comments come as the Obama administration and Treasury Secretary Timothy Geithner face growing pressure to revamp the $700 billion rescue plan amid concerns that major banking institutions continue to falter despite the aggressive government intervention in the financial markets. This week, federal banking regulators began a series of “stress tests” at the largest U.S. banks to determine whether they need greater infusions of government funds to survive a sharper or longer economic downturn. The Treasury Department is expected to reveal details of the stress tests on Wednesday, and the parameters of other recently announced programs could be released later this week. The GAO’s Dodaro said that the Treasury’s frequently changing strategy for dealing with the financial crisis has hurt efforts to restore stability. The department has made only “limited progress” in communicating a strategic vision for the plan, instead responding to “institution- and industry-specific needs,” he said. “This lack of clarity has complicated Treasury’s ability to effectively communicate to Congress, the financial markets and the public,” Dodaro said. -By Michael R. Crittenden, Dow Jones Newswires; 202-862-9273; michael.crittenden@dowjones.com (END) Dow Jones NewswiresFebruary 24, 2009 11:33 ET (16:33 GMT)

Work? Why work? If I quit and do nothing Obama is going to take care of me and my bills. Right?

You do realize who was President when TARP passed correct?

fraud is unfortunately built in - when I give my 13 yo son $5 for lunch on an outing - he will spend at least $3 of that on video games.

You do realize who was President when TARP passed correct?
Yes I do. A Lame duck republican who was letting the liberals have their way with everything but his daughter. It was a forgone conclusion, why would he fight it?

Why would he fight it? You are just a bit off base there.

He fought FOR it!

Why would he fight it? You are just a bit off base there.

He fought FOR it!

Yeah, and it was idiotic. As is the even more idiotic “Obamulus” bill that will only send money to the power hungry, corrupt, and penniless.

I understand that if I did pay tax (I am not a 1040 employee anywhere) I would stand to make an extra $8.00 a week (at $40k with three kids)…wonderful.

Yeah, and it was idiotic.

Ok, so you have no information about TARP, but you will end the debate by saying “it was idiotic.” Great. You blame it on the Democrats (who were instrumental in its passage). I point out that Bush was President at the time. You claim he got run over by the Democratic controlled Congress, to which I point out Bush was actually one of the biggest cheerleaders for TARP and your respone was…well it was dumb. Nice informed addition to the conversation there.

I would stand to make an extra $8.00 a week

The tax breaks were a bit of a legislative concession to get some republican and blue dog democrat support for the bill. The main goal of the bill was fiscal stimulus, when money supply is high, interest rates are near zero and the tax rates are relatively low, fiscal stimulus sort of becomes the only bullet left in the gun in terms of the federal gov’t stimulating the economy. Will tax breaks of $8.00 a week help? I don’t know. Will investments in education, infrastructure, health care, etc. help, I believe so…and we should all hope so.

At the very least, TARP (again championed by Bush and Paulson, just so you understand that) basically turned into a waste of a trillion dollars, hell, even if the “Obamulus” doesn’t stimulate the economy, we will get some new roads and bridges out of our trillion this time, which is more than we can say we got from TARP.

No, the answer is no. What we do as Americans now is award those who fail. Take from those who dont. Blame the rich for the failure of the poor.

What ever happend to “Work hard and you will earn nice things”. Now, dont work. Dont worry about it…we will mail you a check. No matter what the TARP and this new idiots plans are bound for failure. And thusly, we will reward that failure.

People in this country are acting like crack addicts with the economy. Paranoid crack addicts that is. They convince themselves it is all going to hell…hit the pipe and feel great. Screw what happens next week. Feels good now right?

We’ve been “investing” in education since LBJ. How has this paid off?

When exactly has investing in infrastructure paid off (in terms of economic stimulus)?

Yeah, and it was idiotic. As is the even more idiotic “Obamulus” bill that will only send money to the power hungry, corrupt, and penniless.

You are probably in a position to benefit heavily from the Obamulus. If I understand correctly, you do IT work in the medical field…there are billions in that plan to digitize medical records. Instead of constant complaining, position yourself to take advantage of an opportunity…

LOL…yeah that $40k for a group to get EMR will cover the first four or so months of an EMR deployment. I want to know what his standard EMR system is.

I’m shocked to learn of fraud in a government program.