As Francois pointed out there are very few malpractice suits here but the docs say it is coming. I followed a case of a neurosurgeon who had operated on the same person 13 times (for the same condition). Lawyers had to form a class action in order to bring the suit.
Yes, everyone is covered but with a medical system far less sophiscated than USA. They simply don’t get the good (new, expensive) drugs and tech.
I think some of the reasons for the lower costs-all medical education is free, the government restricts number of docs thus forcing the doc/pat ratio to the max, low cost (older) drugs and technologies, no malpractice. Plus, the way an office works. There are few receptionists, no insurance person. the doc anwers the phone during consults, books app, takes the money, ect.
It’s very different and takes some getting used to.