How to use your smartphone to pay for everything if you lose your credit card on a trip?

[scorpio516]

@D.O

I can’t figure out why Walmart of all places still doesn’t use tap and pay.

Money.

It costs a couple fractions of a penny for each tap vs. a swipe. Billions of transactions, that adds up

[Thom]

@SG1

I was just going to add this about Walmart not taking tap to pay. Only thing I can think of is with how many stores they have and how many transactions and terminals it might be an expense they don’t want to take on ???

I think it’s because they’re trying to make their Walmart Pay app be a thing.

[scorpio516]

@edbikebabe

Ooohh - I will look that up. I have never been so I don’t have all the details. The school went last year too, so I should really just follow up with them. We can’t be the only ones wondering about it.

Disney has a NFC payment wristband. Of course you have to buy the wristband too. They are called magicbands or magicband+. Experience More Magic with MagicBand+ | Walt Disney World Resort

The basic magicband might not cost, and down at the bottom of that page has a comparison between the two wrist bands and their phone app that they don’t tell you about.

[The_GMAN_Retired]

I’ve forgotten my wallet numerous times when I’ve gone to the grocery store. Apple Pay/Wallet to the rescue.

[edbikebabe]

@scorpio516

@edbikebabe

Ooohh - I will look that up. I have never been so I don’t have all the details. The school went last year too, so I should really just follow up with them. We can’t be the only ones wondering about it.

Disney has a NFC payment wristband. Of course you have to buy the wristband too. They are called magicbands or magicband+. Experience More Magic with MagicBand+ | Walt Disney World Resort

The basic magicband might not cost, and down at the bottom of that page has a comparison between the two wrist bands and their phone app that they don’t tell you about.

Looks like this is only for DisneyWorld? The app looks promising though - and you can pre-order food and set up contactless payment. Then some cash for small stuff/emergencies and a back up pre-paid VISA type CC.

[jimatbeyond]

You can get him US$ bills.

[SG1]

Yeah, I forgot about their way to pay through their app if you have Walmart +, which I don’t but I would probably use to be able to basically skip the line.

[just_jack]

I spent July in Italy and France. Basically used my iPhone Apple Pay everywhere. A few vendors at the antique market in L’Isle-sur-la-Sorgue were cash only, but even most of the vendors had hand helds for payment.

Spent a couple weeks in Belize and it wasn’t quite as common as Europe though more places excepted it than not.

[triguy98]

I keep a physical card on me, as inevitably when I travel I will run into place (gas station pump, Walmart) that doesn’t have tap pay. But I use my Garmin for most transactions. when I have the choice. Keeps the phone and cards secure.

Walmart not having tap pay is annoying. I was out for one of those “other forum” activities and got really thirsty. Turned a corner and there was a Walmart. Nope.

[torrey]

I have tried to use Garmin tap pay and never had much success. Maybe the terminals I have tired just aren’t Garmin compatible, but how would you know? My phone almost always works, but it isn’t 100% like my credit card so that is still my default.

[triguy98]

I haven’t had any issues yet. The vending machine at my job sometimes doesn’t work, but that’s just the stupid machine. They replaced the terminal with a little nicer one and I haven’t had any issues yet. I’ve used the Garmin at gas stations, grocery stores, restaurants, etc.

[torrey]

I have maybe gotten it to work once or twice. More often I am like “look everyone I am going to be all cool and pay with my watch”. Then nothing happens and I swear I hear a sad trombone sound and I have to pull out my wallet like a loser.

[AutomaticJack]

First of all, if you lose the card that is tied to your Apple Pay or whatever, you need to lock it, and the moment you do those digital pay methods stop working as well. Apple Pay stops working in seconds.

I used to travel a lot for business. I used Apple Pay as much as possible and never pulled the credit card out. I also had a backup card at home in the safe in Apple Pay just in case I lost the primary. I could lock it and then shift to the backup.

[40-Tude]

@AutomaticJack

First of all, if you lose the card that is tied to your Apple Pay or whatever, you need to lock it, and the moment you do those digital pay methods stop working as well. Apple Pay stops working in seconds.

A bank can automatically and immediately refresh the card number etc. in Apple Pay so there’s no interruption in service and use. The physical card is no good as soon as you tell the bank.

It may vary by bank/card, but I had no disruption in my case.

[windywave]

@edbikebabe

Semi-thread derailment….

We’re Canadian. My kid is going to Disneyland with school in March. What do we send him with to pay for stuff? Too long to take a lot of cash, his debit card will rack up ALL THE FEES and I don’t really want to give him my credit card.

Magic bands

[Ironnerd]

I spent 16 months travelling around the USA and Canada. I used the Google wallet on my Android phone to tap and pay everywhere except at my favourite camping ground Walmart and a few gas stations.

[Durhamskier]

My daughter was surprised the first time she saw me tap my phone with a card in m Apple wallet. I’ve been doing it for several years now and rarely bring out the physical card unless it’s for a higher value and I can’t tap my phone.

[svennn]

I also use my phone for everything. Android also can store multiple cards and you can choose which to use. Boarding passes, tickets, everything. Maryland also offers a digital driver license. It works well at the TSA Pre line making travel a snap.