Fit is important but…
It’s likely your fit will change over time, especially if you are newer to riding aero or doing triathlon.
it’s quite possible that over time, as fitness and ability improve, you will end up changing for a longer or shorter stem or more forward or back or more drop or less, a higher or lower saddle height, if only by a cm or two.
So, it’s not like buying a pair of shoes. You can make changes to the bike. Within reason.
So, you need a bike that is the right size to start. And that is not rocket science. Bike manufactures are not stupid (completely). They know what the shape of the average population is. They make bikes to fit the averages. All you need to do is get the right size to start with and be prepared to make changes as you go. Or get a good fit and maybe make fewer changes as you go.
Now, once you know you size you look at models and decide what you want. Do you want one built for very forward position - designed to be ridden at 78-82* angles or one less aggressive 74-78*. Try to be realistic. Maybe get on a spin bike at the gym and try different set ups and see how it feels. Check your flexibility. Etc.
With almost any bike (that is the right size) you buy you will have room to raise and lower the seat more than enough. You will be able to raise and lower the front end with either spacers or an angled stem. (almost all tri bikes have head tubes too short, they make them that way because people demand them. but if you go to the bike corral of an IM you will see over 80% of the bikes have at least 4cm of spacer or an upward angled stem. it is the rare individual who can not get low enough) You can adjust cockpit with shorter or longer stems. All this can be done within reasonable amounts and it will not affect handling. Probably the most important component to worry about is the aero bars. Many of those are less adjustable. Consider something like the Profile T-2s, they have excellent adjustability and are reasonably priced and lighter than most of the expensive ones.
Then of course, you get the one that you think looks fast. Because that is very important. You look fast then you ride fast, you ride fast you are happier; you are happier you ride more and get faster…
IMHO, it’s easy to get the right size bike. The hard part is having the courage to play with the setting over time. People get a fit and think it’s etched in stone and they can never make adjustments. It’s crazy. Go for a bike fit and you’ll hear the same 4 words about a hunderd times, ‘how does that feel?’ When I got a new saddle, the Adamo, I spent 3 months trying different angles before I had it tuned in. There were plenty of angles that were ok for a while but there was one, or at least one, that was perfect for 112 miles. And i found it - eventually. Bike fit isn’t an experience, it’s a process. And it never ends. At least not while you continue to ride.
good luck, have fun