Bike Sizing Questions: Gerard, Slowman, Todd help please?

Can someone explain to me the purpose of measurin one’s inseam and then determining bike size? What does this measurement correlate with in terms of the frame. How does this matter>

With adjustable seat heights, and stem lengths does it really make a difference between a 54 and 56 sized bike? Obviously there might be a difference in the extreme between a 60 and 52 sized bike. Otherwise, I don’t understand? Also it seems to me that torso length is also an important factor to consider.

I may be way off by the measurements that seem the most important to me are reach which would be some component of arm length and torso more so than inseam.

I was wondering the same things.

Tom - any thoughts?

I’m no expert but if you have height and inseam you can determine torso length which I believe is the most important dimension to start with.

what if the person has a long neck?