Yes, I was hit by a car and I recovered the full amount/cost of my bike and other accessories (shoes, helmet, kit). Start by getting your receipts together for all purchases. You should also have your LBS write a replacement cost estimate. The key issue with the insurance carrier is the replacement cost of the damaged property (your bike, etc.) with items of like kind and quality versus depreciated value. You want the former, the carrier will (in all probability) say you are only entitled to the latter. I “won” this argument with the carrier of the driver who hit me by relying on some insurance laws that are unique to the state I live in and where the accident occurred. Of course, each state has different laws, and I do not know what state you are in. The language of the insurance policy will also come into play on this issue.
Note: I am an attorney and that obviously helped with the negotiations, which I handled myself. The replacement cost estimate I obtained from my LBS went a long way towards a successful recovery. So did the driver’s admission that she was at fault. Regardless of the replacement cost versus depreciation issue, if fault is contested, it will be more difficult to successfully prosecute your bike/property damage claim.
You did not ask about a personal injury claim, so I won’t comment on that except to say that I hope you were not injured. Good luck.