My son just got his license and I’m absolutely floored by the cost of insurance now vs when I started driving. I paid my own insurance ona PT job in high school with plenty left over. I have no idea how kids can do that now, so I’m guessing they don’t?
We have USAA but my ex doesn’t have access to it. I need to find out if I can get him a policy through USAA even though he’s registered at her address in a different county.
It gets better my friend. My son is 21 now, no further tickets and his 6 month premium has dropped each of the last 2 or 3 6-month periods. He’s now paying ~$151.00 per month on his 2017 Camry. He really wants to get something newer, shinier, faster, but knows his rate will go up.
We’re fortunate to be in a position financially, even though he pays his own insurance (among a few other bills), through me, we put every cent into a HYS account, and will give it all back to him when he eventually moves out.