If there was a database of what the top triathletes can do in a 1 mile OWS, or maybe a 1500m pool swim, maybe that would be a good standard. I guess it's the same thing as asking what a top triathlete would do in a stand-alone TT or 10k run.
As it stands, there is a SWIMMER database that is kept up in real time. This database has the top times in EACH AG, both genders, in three sizes of pools (yards, short meters, long meters), for MANY years. Visit
http://www.USMS.org and look under the "EVENTS" tab and find the top times tracker, and you can get an idea of what the top times are. I will venture to say that these times in the top X% are probably almost exclusively by lifelong swimmers, and not by triathletes. This might be a good idea to compare yourself, in absolute terms, with other athletes of your age and gender in the particular swims. Remember, however, that USMS swimming only covers 1650 yards and 1500m, which is short of a mile. You'd have to adjust your swim distance to get the right time for comparison, or extrapolate backwards.
I don't know if many of the top triathletes compare really well with the top individuals in the particular stand-alone disciplines. The top triathletes are just really good at putting all three together. I doubt that the top swimmers among pro triathletes would even qualify for Nationals in a pool swim, and probably might not in the USA Cycling TT or USAT track 10k. I'm not altogether sure that AG triathletes on the pointy end of the OC would crack the top spots in the USMS ranks. The really pointy ends of all three sports are really pointy and don't translate well to success in other sports. Andy Potts has seen some pretty good results, but not year-over-year results, even though he was a top 1% swimmer in college. Even so, he wasn't Olympic-caliber when it came to swimming, and he never came close to qualifying for the US team. Lars Jorgensen (sp?) did qualify for the Olympics, and he has/had the IMWC swim record, but where was he in the OC for that particular day?