In a non-wetsuit shorter race (sprint or oly), do you swim in your singlet or put it on in T1? I've been puting it on in T1, but its hard to get that tight shirt on your wet body. Besides, I've got my T1 down to just helmet & shirt and I'd like to elminate the shirt by wearing it on the swim. Is the swim drag worth it? I've tried tucking it into my shorts, but my shoulders are too broad to pull it up while running into T1 without tearing it (plus I wear my HR band tucked in there and it gets a little crowded/complicated).