In Reply To:
Here's what I have done: Sleevless bike jsersy, well fit (i.e. snug for aero)under wetsuit with speedo style tri-briefs (padded crotch) AND tri shorts over that. All worn under wetsuit. Wetsuit comes off, stuff goes in your back pockets, off you go on the bike. Between the tri brief and the tri shorts you have pleanty of padding. Then, at T2 bike to run, loose the tri shorts and switch to a running/triathlon singlet with some very little pockets. Wear a fule belt or very, very small fanny pack. So you're running in the brief and the fresh tri singlet. Less fabric = less heat and less weight when it soaked with water (and piss) during the run, especially if it gets hot.