I use a credit card for everything I can.
I very rarely use cash. I carry some with me for situations that either don't have card capabilities (like farmers markets, street vendors, etc....).
I also use Venmo quite a lot (with my daughters and all my younger friends), to split meals, share costs, swap $ for whatever reasons. None of my older (my age) friends use Venmo though, so I have to use cash to split costs at times with those geezers.
But basically I use a credit card for 99.9% of all my transactions.
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I very rarely use cash. I carry some with me for situations that either don't have card capabilities (like farmers markets, street vendors, etc....).
I also use Venmo quite a lot (with my daughters and all my younger friends), to split meals, share costs, swap $ for whatever reasons. None of my older (my age) friends use Venmo though, so I have to use cash to split costs at times with those geezers.
But basically I use a credit card for 99.9% of all my transactions.
.