I wish there was a name for this cheapness and laziness that is so pervasive and detrimental for women.

Maybe someday we’ll invent a word.

Is that why they had to create a law to prevent insurance companies offering women cheaper insurance because they were by far the better drivers.

Insurance companies don't determine who is a "better" driver. They determine who is a greater or lesser risk to collect on a policy.

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Slowguy

(insert pithy phrase here...)

It's a UK study. Is there a disparity in seatbelt usage in the UK between men and women?

Living under a totalitarian regime where seatbelts have been mandatory nationally for half a century, it's difficult to recall seatbelts ever being a contested issue for us poor oppressed souls, male or female. Buckling up was just what everyone did from the moment you first put an L-plate on the family car.

Is this yet another peculiarly US libertarian thing?

Being a red-blooded American male takes it's toll.

Article mentions that's the book that motivated the study by Prof Nutbeam. (now that's a fun name).

Tricky to be driving on wrong side of the road. To apply results to US or elsewhere, reverse the findings.