For personal use I use cards or Apple Pay for gas, groceries and online purchases.

For everything else it’s cash.


This idea of “equity” needs to be resisted with vigor.

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Civilize the mind, but make savage the body.

- Chinese proverb

I almost never use cash. I almost never have cash to use.

Unless the place is offering a discount for cash, I’d rather collect cash back points on my card.

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How does Danny Hart sit down with balls that big?

That’s cool.

I bought enough gas and groceries on my Alaska Air card I was able to get a free plane ticket, business class, to Cabo San Lucas.

I take off this coming Monday.

Surf forecast looks really good....

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Civilize the mind, but make savage the body.

- Chinese proverb

That is just a bunch of BS.

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"The great pleasure in life is doing what people say you cannot do."

You’re racist.

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How does Danny Hart sit down with balls that big?

I kind of like being a bit more anonymous with my cash instead of credit cards. Not too sure I want to tell the world how much I spend in bars, not buying enough vegetables at the grocery, or even being able to be tracked by gps with my phone. I really don't like my card to go out of my sight as I never trust what those little scamps in the back are up to. I have my card jacked a couple times. Never could prove who did it as I am sure they gave the digits and the numbers on the back to a friend. I know that is where my card info got out, but can't prove it.

Does your mom pay your CC bill or something?

No but the issuer knows and dumps that info in their algo

Yeah. So?

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How does Danny Hart sit down with balls that big?

My mom died of old age a dozen years or so ago. But I do know everything you do and transaction you make in the cyber world can be tracked by anyone with the skills and/or interest do do so. A dozen years or so ago I had a riding friend that worked in an office building with no windows that read middle eastern news papers, watched TV shows and dropped in on social media accounts. Then gave a report to the pentagon for 0700 hours briefings. Then after work he would take off for a ride. I had 4 different routes I would ride and he managed to somehow meet up with me unannounced on a way too improbable percentage of times.
Then when I turned my non smart phone off in my pocket his average went down to about 25%. When I asked him if he was tracking my phone on cell towers, he smiled and said "Maybe, but that would be illegal". That is getting a bit personal.

There is a big brother out there, but I just don't want to play all the time. Like I mentioned my CC has been jacked twice in what I think are restaurant workers grabbing and sharing digits with friends. Of course the card covered the loss but I had to go thru the hassle of getting new cards.
I think he has stopped his pop up ads, but I sort of wondered how Filson got to be on my Slowtwitch screens a while back. I am thinking about less than 1% of Slowtwitch members own a Filson clothing item. But here they were front and center on my Slowtwitch screen. Call me old school but that just ain't right.

According to the article, Canadia leads the world as the top cashless society. You racist bastards.

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Take a short break from ST and read my blog:
http://tri-banter.blogspot.com/

When we used to use AMEX I also didn't care for their profiling my purchases and telling me what and how much I bought.
On a side note we are using RFID credit card sleeve for protection.

Admittedly but it's still BS.

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"The great pleasure in life is doing what people say you cannot do."

Exactly. If you're paying cash you are subsidizing everyone paying with card. We have gone card-less before just to budget, if you don't have the dough you don't buy it. I also agree about the anonymity but I'm not buying shady stuff so it's probably not a big deal. I could care less if someone knows I buy $50 of beer per week.

You life and health insurers

It's funny how cash has gone from being used for small transactions to only large ones (in my world). I've had potential clients offer to pay me in cash with a wink and a nudge for jobs of up to $50k.

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Long Chile was a silly place.

Using a card for groceries doesn’t actually track what items you purchase.

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Civilize the mind, but make savage the body.

- Chinese proverb

But if you use the Safeway card to get your $ discounts you bet your ass they know exactly what you bought. Word that my brother. Jewel T was doing that in the 70s to see what they would put on sale to bring more folks in the next week. I worked there.

I don’t shop at Safeway.

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Civilize the mind, but make savage the body.

- Chinese proverb

Only the organic self sustaining vegan gluten free hippie farmer's market?

Pretty much.

Farmers Market
Lazy Acres (a small store that was Whole Foods before Whole Foods existed)
Kanaloa market (for fish)
Fisherman’s market (for lingcod)
Steak, sausage, bacon, pork from Moink
Tri County Produce
And Trader Joe’s

It really depends on what we’re getting.

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Civilize the mind, but make savage the body.

- Chinese proverb

Jeez now how am I going to avoid paying taxes.

Debit is the lowest cost for businesses and safer than having a lot of cash on hand

Credit card cost them the most. Fewer and fewer offer discount for cash transaction makes me wonder if credit card companies make it a condition to not allow as condition of being able to use visa services.

I think we are lemmings who are quite willingly giving up our privacy for convenience.

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They constantly try to escape from the darkness outside and within
Dreaming of systems so perfect that no one will need to be good T.S. Eliot

Most just can't be bothered to switch back and forth with the cash discount. There are still quite a few vendors in the construction supply business that charge a service fee for credit cards, despite it (to my knowledge) being illegal to do so.

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Long Chile was a silly place.

I've started using cash for smaller day to day purchases.

I use a credit card for everything I can.

I very rarely use cash. I carry some with me for situations that either don't have card capabilities (like farmers markets, street vendors, etc....).

I also use Venmo quite a lot (with my daughters and all my younger friends), to split meals, share costs, swap $ for whatever reasons. None of my older (my age) friends use Venmo though, so I have to use cash to split costs at times with those geezers.

But basically I use a credit card for 99.9% of all my transactions.


.

But basically I use a credit card for 99.9% of all my transactions.



Same. I just got the Amazon prime cc which gives you 5% back on Amazon purchases. About the only thing I pay cash for is restaurant tips and any place that doesn't take cc.

Not the case. My understanding was not that it was a legal issue so much as a contractual issue. Regardless, the merchant service vendors no longer enforce this rule.

At this point, all cc fees are baked into merchants prices. If you pay cash, good on you, but you ain't getting a discount.

There's a few mom and pop shops out there that still have a cash vs credit price...i see it a lot with construction/landscape contractors and such. However most normal retailers, you're paying those fees already in your prices.

What really gets me, is places charging you a "convenience fee" for paying a bill on-line or automated telephone.

You send them a manual check in the mail or go down to the office, you don't get the fee. I see this a lot with government/municipal entities. I have to feel is it cheaper for them to have everyone pay by credit card, saving them from staffing up to handle a bunch of in-person payments or the hassles and cash flows associated with processing manual checks. But they still call it a "convenience fee" and charge you extra anyway.

.

It's not racism, it's based on class.

Either way, it's absolute bull shit that you can't pay with whatever you want to pay with so long as it's nothing ludicrous like having a place count pennies or nickels for a large purchase.

There's a level of reasonableness to be expected to run a business.

Time wise, I don't think the math works out anyway. Any food truck or place I've ever been that would seemingly benefit from cashless transactions seems to be slower with all the swipe, wait, confirm, push this tip button, rotate the Clover/Square back.......etc..

I think it's that they can't hire people who can fucking count and rapidly make change anymore. Because they can't count and do basic finger math.

Sorry, I don't think it's racist at all. Nor is it usually intentionally classist. It's just an unfortunate and crappy consequence of how a place decides to do business.

The word "discrimination" is thrown around these days, just like racism etc. It gets attention and creates outrage, gets clicks and likes. It has nothing to do with discrimination. Cash is a legal way of paying for things and it should be illegal not to accept it.

I was at the National Restaurant Association trade show in Chicago on Saturday and pretty much everyone was talking about the legal impediment to going cashless. Just two years ago the entire industry was racing toward a cashless model. Now... that's busted. I really don't have a dog in the fight but I could tell most of the attendees were pretty... deflated? I'm struggling to find the right word.

(Edit: "deflated" about not being able to go ahead with a cashless model. I regular a number of trade shows throughout the year and NRA Chicago is, by far, the largest, most vibrant, and most upbeat. The restaurant industry is a beautiful beast.)

Straight cash homey

https://www.youtube.com/watch?v=07G23zMGa4g

I pay with a lot of stuff with credit cards, but not accepting cash just isn't right. Likewise, I never pay for nickel and dime stuff (like a coke) or something from a food cart with a credit card. Wth all the fraud out there, why put yourself at risk? And maybe it's just me, but I never pay for lap dances with a credit card.

When I went to China for the first time

The singld lost shocking aspect was the lack of cash used and how phones are used to pay for everything

To the point where because I did not have money on we chat I'd get to the checkout in a restaurant and someone else would have to pay for me, sometimes staff, sometimes locals and I'd give them cash

I believe that currency must be an acceptable form of payment for debt legally but the merchant is effectively refusing to enter into the transaction with you if you don't agree to pay them the way they want to be paid so you have not established a debt with them. I haven't run across any cashless business where I live... still a few cash only though.

Cash is issued by the United States Government and it is generally accepted form of payment. End of story.

Credit cards are an option the merchant can choose to use. I agree that cash should not be excluded for the resin above. However, if a business is created with the sole purpose of saving its customers money and it’s exclusive to only credit cards for a streamlined business (think about Uber)- I get that cash doesn’t have a place in the business.

A brick and mortar store- yeah, I think cash should be accepted.