My insurance company, USAA, got sick of hearing about United Airlines destroying property. They used to have a clause that said they would cover it unless damaged by a US Air Carrier. After this happened to me and the US Navy Seal, a room full of USAA attorneys called me and said they were going to cover our bike costs, change their coverage contract and they sued United Airlines. This is all in the thread I shared. It opened up to a huge discussion on which insurances cover what for bikes.