Wow, this is a head scratcher. You've set up so many constraints that you will really have an uphill battle. Not even sure where to start. One big question is what AG will you be?

To successfully KQ, you need a combination of the following: time, money, smarts, luck, experience, and determination. Not all are necessarily required, but if you are lacking in more than one, it will be next to impossible. I'll expand on each and explain further.

Time: W/ only 10hrs you are seriously limiting your potential. Look at it this way: 3x 45:00 swims (2:15), 4x 1hr runs (4:00), and that leaves you 3:45 per week to bike. There is no way in god's green earth 3:45 biking per week will get you KQ. Plus, since you are so heavily run focused, you'll be running far more than the 4:00 I estimated which leaves even less time to swim and bike. As many KQ'ers and high level coaches will tell you, the key to a fast run and great overall result in an IM is great bike training and race execution on the bike. That means more, smart bike training. But time is limited. See where I'm going w/ this?

Money: This can buy you free (or cheap or expensive) speed. E.g. deep section front wheel, disk or at least a wheel cover for the rear, aero helmet, BTA drink set up, single bottle rear, aero front brake, clean cabling/wires, etc. Also means coaching, indoor trainer, gas/bus/cab costs to and from practices, better nutrition for meals, training, racing, and recovery, and on and on. Again, you don't need all of that, but the more, the better. Look at many of the KQ'ers at any WTC race, and I bet you they have nearly all those things I mention. Doesn't mean you can't get there, but odds are reducing more and more. Also, racing practice and experience. It is good you'll do an end of season 1/2, but can you do any other races for a gauge of fitness and progress? Do not bother w/ an open 1/2 or full marathon; they are different beasts and NOT the same training prep. The only exception would be if you can find a 1/2 marathon that starts mid to late morning in which you can bike (brick) before it and great race simulation.

Smarts: Sounds like you will be mostly self-coached. Very risky/dangerous endeavor for a big dream like KQ. Read every stinkin' thread on this website. But before you believe it all, take notes on who appears to be the most knowledgeable. Not who posts the most or who has the biggest signature line, but who appears to be the most credible/successful/etc at either racing or coaching or both. Smarts does NOT mean high IQ or PhD or MD, but really rather common sense. Will you be training sensibly? Will you know how to stay injury-free and if injured, what to do? Can you learn proper training, do that, and execute in (your limited) racing schedule? IM nutrition can be quite different than ultra nutrition too. You won't get to learn what AP, NP, TSS, IF, VI are...so you will have to be a disciplined student of HR in all aspects of your training.

Luck: Almost all WTC KQ events nowadays have many KQ studs that show up. Look at IMCDA this year M30-34 as an example and who was shut out and their time. My time from IMAZ in '11 (9:21, 3rd in AG, M35-39) would not have even KQ'd in '12. Their are countless other examples as well. Plus, you are hitting an earlier WTC event where there are likely to be zero roll downs at that point in the year. Also, w/ Lake Tahoe being a later summer event, you are hitting the only west coast WTC event in the 1st 7+ months of the year if you don't count CDA.

Experience: Every race, especially of similar distance, climate, etc is a learning experience. Ask anyone on here, even multi KQ'ers. Every Kona, every IM, every race I learn something (or screw something up). That's why it's so important to, if not do races, simulate races. No trainer, in Boston, w/ limited funds makes that really really tough. Find a way to simulate racing if you cannot participate.

Determination: I will give you this...at least on paper. I'd suggest holding yourself accountable in some manner. Report back here every month. Hire an "advisor" (coach w/ some exchange of services) to keep you honest. Reporting in August that you ran 300 miles is not really taking steps towards KQ. Remember, an IM is not a free, open marathon...but a difficult run after a LONG bike ride that you are racing at a goal of 21mph. I bet no more than 5-10 AG men in all WTC North American events in the last year have run 3:00 or faster. How many of them KQ'd? Probably most and it's b/c they biked a 4:40-5:00. Like others said, get that swim coach as early as possible. Also, you have to shoot for far more than 10x 100 @ whatever. You have to be able to swim 4000 straight, 4x 1000 descend 1-4, 2x 2000 for time, 10x 400 desc 1-3 (3x) and #10 all out, etc.

A good start is to set up a more definitive plan, get a good bike fit or at least show us pics, and sit down w/ your wife NOW and tell her what will really be involved. Possibly look for free online IM plans too. But remember, you are not a run of the mill, bucket lister w/ your goal. You have a goal of basically being FOP which is a very small subset of triathletes.

I hope my tone did not come across as too harsh...but honest and frank. Take this from a self-coached multi-KQ'er.

Best of luck and use the search function on these forums for a wealth of knowledge.

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Sub-9 IM. Navy SeaBee deep sea diver. Can Do!