we've been nosing around this bike insurance topic for several weeks now, and
have just published on it, for those of you who are interested in considering this.
some of these coverages can be gotten elsewhere. for example, there's a thing called the
better world club, that's kind of a bike friendly, eco friendly, version of the auto club, and last i heard they had roadside assistance for your bike. but, you have to buy a membership to it, just like the auto club.
this insurance is a nice package of coverages that actually is appealing to me, for the reasons that i outlined in the article: i'm not going to use my homeowners policy; i have a high deductible medical policy; and so forth. whether it's of value to you all depends on what's important to you and on your own circumstances. one person wrote about the nature of insurance, and that it's protection against a catastrophic loss. he's right. that's what it is, by nature. that's its value. however, in a way because that's how i treat my more impactful insurance, that leaves open the window for something like this kind of underlying insurance. at least theoretically.
Dan Empfield
aka Slowman