A watch.

Who says I actually have the money?

This happened back in January, I only got the call telling me that the decision was finalized earlier in the week.

1. You don't have to use Ebay to have Paypal protection. Correct, but you do have to use EBAY to get EBAY protection as I said above.
2. Technically you don't even have to ship to a confirmed Paypal address to still have protection. Don't believe that to be true with Paypal
3. Yes insuring the product for less may be considered "screwing the system" but I would encourage screwing Ebay when at all possible. Uhm Ebay is not the one who is making money on the insurance, it was done to avoid import duties, not ebay fees

Also if Ebay's fees weren't off the charts folks would be less likely to try to avoid them. Between ebay and paypal fees on a typical sale, I'd say it's ebay that is doing the scamming....[/qoute]

Ebay fee's are in line or lower than most other ways of doing business. Not free like craigslists, but really inline for most business type structures.
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Just Triing

Triathlete since 9:56:39 AM EST Aug 20, 2006.

Just based on what you've written, you're screwed.

PayPal are a horrible, horrible company when it comes to customer service and fraud claims.

Your best bet is to do what someone suggested: Just reneg on it. Block the harassing phone calls that you'll get from credit agencies for a few years, but eventually it'll go away.

And consider it a lesson.

It will smash your credit hard......I haven't been on St but man.... never sell overseas! If there is any way that I can help please let me know.

Never, ever, for any reason whatsoever, complete a transaction outside of eBay.

If someone asks you to do so? They're planning on scamming you.

If someone asks you to do so? They're planning on scamming you.

btmoney wrote:

I've done it many, many times. So no thats not across the board. Granted I'm in the USA and I offer to give sellers my phone number so we can discuss via phone.

How do you figure that? If you sell something for $1000 you will lose about $130 in fees between ebay and paypal. So basically if I'm selling something at it's market value, that is a lot to lose on it. The big problem I see with this model is that the fees get higher for higher priced items. So even though I'm selling off something at or below what I paid for it, I'm taking a bigger loss ($ wise) selling more expensive items. This is despite the fact that neither ebay nor paypal did anything more for me than if I sold a $30 item at or below I paid for it. Don't forget they also include shipping for determining the fees. That is yet an additional loss....

Hey, I'm one of those sales. Too bad that, soon after, I joined a tri-team so I don't order trisuits from you anymore (our team issues us one), but as soon as my teammates kick me out for drinking and partying too much.... :)
(on a completely off topic note, and just addressed to triathlonshots: I now have a D700 since the D800 came out and someone unloaded their D700. Also decided to start shooting film again, so got an F5, and a Mamiya RZ67 Pro II med format)

Anyway, back to topic... I am from the Philippines, and it's sad there are bad eggs here, but just as there are also in other parts of the world. In fact, that's downright embarrassing.


However, as pointed out, I am afraid that there were too many red flags with this transaction. Non-verified address does not bother me too much, but the fact that there was an offer to take it outside ebay was the big no-no. Also, just seven feedback (under a dozen is always a red flag for me)...


I don't know what we can do to help. Perhaps post the shipping address you sent it to? As well as post pics of the bike/frame? We can post it in our local forums and see if it comes up for sale any time soon?


If it was via post, that guy will not get it at his shipping address; he will get a parcel notification notice, then he has to pick it up at the post office. For big ticket items, he might actually have to pick it up at the main post office, and pay taxes there.


I'm not sure anyone can help you now with the money you lost, but your goal now is an attempt at recovery of the item you sold. I wish you luck!

Let us know the bike model and give us a description and we'll try to keep an eye out on local forums and even local races.

Hope you're able to sort things out.

And if they ding my credit let's say 100 points...then like someone else said, that could cost me more than 3800 in bad interest rates if i need a loan 5 years down the road. :(