I have a hot tub I bought 7 years ago for $3K.--Money well spent.
MN winter--I went out to find the circuit tripped and it was half empty. Pipe froze and broke.
Call insurance company. They are going to assess--but probably said no go.
Im not in a place to buy a new one ($5-10K). If insurance does not cover it, I'll turn the area into an outside bar and get a new one in a year or two.
Pool company said they can get insurance to cover it. They will haul it out and inspect it, and handle ins company--they have done this for a friend.
Problem--If they haul it out inspect it, and the insurance company does NOT cover it--I'm sure I will have to pay them for doing it.--I'm guessing about a grand.
Not sure if I should get them involved and risk the $1K to not have a tub? Handle insurance company on my own? Chain saw it, call it a good run, and save for another?
What situations would cause the insurance company to pay? To deny?
I'm guessing circuit tripped, tub got cold and leaked.--it has tripped a few times.
Or just damn cold--couple weekends at -10F, it froze, leaked, and circuit tripped due to low water.
MN winter--I went out to find the circuit tripped and it was half empty. Pipe froze and broke.
Call insurance company. They are going to assess--but probably said no go.
Im not in a place to buy a new one ($5-10K). If insurance does not cover it, I'll turn the area into an outside bar and get a new one in a year or two.
Pool company said they can get insurance to cover it. They will haul it out and inspect it, and handle ins company--they have done this for a friend.
Problem--If they haul it out inspect it, and the insurance company does NOT cover it--I'm sure I will have to pay them for doing it.--I'm guessing about a grand.
Not sure if I should get them involved and risk the $1K to not have a tub? Handle insurance company on my own? Chain saw it, call it a good run, and save for another?
What situations would cause the insurance company to pay? To deny?
I'm guessing circuit tripped, tub got cold and leaked.--it has tripped a few times.
Or just damn cold--couple weekends at -10F, it froze, leaked, and circuit tripped due to low water.