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Finally, Limbaugh screws himself
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YaHey
Mar 4, 12 9:46
Post #101 of 245
(1839 views)
Re: Finally, Limbaugh screws himself [slowguy]
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Duffy, unfortunately, does not understand the concept of pooling of risk in insurance. There's a ton of coverage that he pays for that he may not want want, but which he may someday need.
BarryP
Mar 4, 12 9:53
Post #102 of 245
(1834 views)
Re: Finally, Limbaugh screws himself [Duffy]
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Well, Jesus H. Christ on a popsicle stick! Someone actually read what I wrote with out bringing their own baggage to it.
I bow to you in humble thanks.
The reason why you can't "buy whatever plan you want," is because of the preexisting condition laws. The reason for these laws is that you lose your job, you lose your insurance. You get cancer and need treatment, you then look for insurance to cover it, so companies refuse to cover your preexisting condition.
With that in place, if you were allowed to simply buy whatever coverage you wanted, then why would anyone ever pay to have contraceptives covered? You would just simply wait until your wife got ovarian cysts, and then add that to your plan. But when you do that, it's not insurance anymore. It's just paying for what you need at the time you need it.
Again, in any other country civilized country, its just covered and you pay taxes. I've already covered why we have this f'ed up system.
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
slowguy
Mar 4, 12 9:55
Post #103 of 245
(1834 views)
Re: Finally, Limbaugh screws himself [YaHey]
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"Duffy, unfortunately, does not understand the concept of pooling of risk in insurance. There's a ton of coverage that he pays for that he may not want want, but which he may someday need. "
There are also tons of insurance coverages that you might someday wish you had, but that you're not required to pay for. The question is, why is contraception in the required category?
Slowguy
(insert pithy phrase here...)
Duffy
Mar 4, 12 10:03
Post #104 of 245
(1830 views)
Re: Finally, Limbaugh screws himself [BarryP]
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BarryP wrote:
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Well, Jesus H. Christ on a popsicle stick! Someone actually read what I wrote with out bringing their own baggage to it.
I bow to you in humble thanks.
The reason why you can't "buy whatever plan you want," is because of the preexisting condition laws. The reason for these laws is that you lose your job, you lose your insurance. You get cancer and need treatment, you then look for insurance to cover it, so companies refuse to cover your preexisting condition.
With that in place, if you were allowed to simply buy whatever coverage you wanted, then why would anyone ever pay to have contraceptives covered? You would just simply wait until your wife got ovarian cysts, and then add that to your plan. But when you do that, it's not insurance anymore. It's just paying for what you need at the time you need it.
Again, in any other country civilized country, its just covered and you pay taxes. I've already covered why we have this f'ed up system.
I am my employer and I pay for my own plan.
If I don't want coverage for a particular thing (dental, for instance) I don't have to get it. If all my teeth fall out I have to pay out of pocket for new teeth. Apparently that's ok with almost everyone.
WHY DO I HAVE TO GET COVERAGE FOR CONTRACEPTIVES!!!!!!???????????
This is the last fucking time I'm asking this question!!!! Contraceptives! Contraceptives! Contraceptives! Why? Why? Why? Why am I not forced to get dental coverage? Why am I not forced to get coverage for eye glasses? Why am not forced to get covered for
all other prescription drugs except for The Pill?
Jesus Fuck, Barry, answer that! What makes contraception so special? Fuck. Fuck. Fuck!
____________________________________________________
"This hip-hoppers ended up tightly connected with basketball along with highway dances."
Gurudriver10
Mar 4, 12 10:10
Post #105 of 245
(1827 views)
Re: Finally, Limbaugh screws himself [roddybottum]
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roddybottum wrote:
Gurudriver10 wrote:
Not really. Bill Maher called Palin the "c" word and Obama didn't even blink. It's just business
entertainment
as usual and Rush is laughing all the way to the bank.
I wonder how many of Limbaugh's hardcore fans realize that the #1 thing he wants is another 4 years of Obama.
That's so true! However, he will always find stupid LibTards in any time frame. They're such easy targets!
Mr. Tibbs
Mar 4, 12 10:32
Post #106 of 245
(1822 views)
Re: Finally, Limbaugh screws himself [Duffy]
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"What makes contraception so special? Fuck."
Exactly.
customerjon @gmail.com is where information happens.
BarryP
Mar 4, 12 10:36
Post #107 of 245
(1819 views)
Re: Finally, Limbaugh screws himself [Duffy]
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Jesus Fuck, Barry, answer that! What makes contraception so special? Fuck. Fuck. Fuck!
Well, there's four answers. 1) the one I just explained to you. If you can opt out of coverage, it would make sense simply to opt out of any and all coverage and then just buy insurance when you need it. Don't pay for cancer coverage, then if you get cancer, start paying for the insurance. You'll save a lot of money that way! Same thing with ovarian cysts.
2) the one I explained earlier. If you can simply pay for insurance for what you are personally at risk for, it shifts the burden heavily onto those that are less fortunate. That's not how universal coverage is supposed to work.. *Everyone* is supposed to be covered regardless of their health. You aren't "buying a plan for yourself." You are sharing in a plan that covers a pool of people. So you pay for contraceptives just like others pay for diabetes (for example, *I* am pretty certain I will never personally get type I diabetes, but I have to pay for a plan that would cover me if I do).
3) the one Jodi explained earlier. It's cheaper to cover contraception than it is to cover babies, which is one reason why the government is pushing for it.
4) It's a political wedge issue that the right is shooting themselves in the foot over. Score one more for team Obama. It's about the economy, stupid, unless you can make it about religion, gays, and birth control.
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
Duffy
Mar 4, 12 10:55
Post #108 of 245
(1805 views)
Re: Finally, Limbaugh screws himself [BarryP]
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1) the one I just explained to you. If you can opt out of coverage, it would make sense simply to opt out of any and all coverage and then just buy insurance when you need it. Don't pay for cancer coverage, then if you get cancer, start paying for the insurance. You'll save a lot of money that way! Same thing with ovarian cysts.
I can opt out of plenty of things (eye glasses coverage). My premiums are lower because I don't choose that coverage. If I need glasses I pay cash. That's the risk I take. I'm not forced to take eye glass coverage. Nobody seems to have a problem with that.
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2) the one I explained earlier. If you can simply pay for insurance for what you are personally at risk for, it shifts the burden heavily onto those that are less fortunate. That's not how universal coverage is supposed to work.. *Everyone* is supposed to be covered regardless of their health. You aren't "buying a plan for yourself." You are sharing in a plan that covers a pool of people. So you pay for contraceptives just like others pay for diabetes (for example, *I* am pretty certain I will never personally get type I diabetes, but I have to pay for a plan that would cover me if I do).
See above.
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3) the one Jodi explained earlier. It's cheaper to cover contraception than it is to cover babies, which is one reason why the government is pushing for it.
That should be between me and my insurance company.
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4) It's a political wedge issue that the right is shooting themselves in the foot over. Score one more for team Obama. It's about the economy, stupid, unless you can make it about religion, gays, and birth control.
Ding! Ding! Ding! Ding!
We have a winner!
____________________________________________________
"This hip-hoppers ended up tightly connected with basketball along with highway dances."
BarryP
Mar 4, 12 11:37
Post #109 of 245
(1792 views)
Re: Finally, Limbaugh screws himself [MJuric]
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My wife's costs not including insurance are about $7,000 a year. Many of us could cover that, but it's nothing to sneeze at for a great portion of our country. Consider that the median income is somewhere in the $40-$50K ball park.
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
BarryP
Mar 4, 12 11:51
Post #110 of 245
(1782 views)
Re: Finally, Limbaugh screws himself [Duffy]
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That should be between me and my insurance company.
Okay, then my very first post to you still stands. You don't get it.
If you are opposed to universal coverage, then make an argument about being opposed to universal coverage. As I said earlier, you don't get to decide what you do or do not get to cover just like I can't opt out of supporting a War in the middle east. Welcome to civilization!
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
Duffy
Mar 4, 12 12:36
Post #111 of 245
(1766 views)
Re: Finally, Limbaugh screws himself [BarryP]
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Um, you don't get it.
We don't have "universal coverage" in this country (yet). I don't have to have health insurance at all (yet).
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"This hip-hoppers ended up tightly connected with basketball along with highway dances."
BarryP
Mar 4, 12 13:22
Post #112 of 245
(1751 views)
Re: Finally, Limbaugh screws himself [Duffy]
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Um, you don't get it.
We don't have "universal coverage" in this country (yet). I don't have to have health insurance at all (yet).
Once again you are being obtuse.
"Why do I have to do things that are like universal coverage?" Because they are trying to make it universal coverage. This is really not at all a difficult concept.
Instead of playing dumb, just come right out and say you are against universal coverage and don't like it that they are trying to move in that direction.
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
Duffy
Mar 4, 12 14:49
Post #113 of 245
(1731 views)
Re: Finally, Limbaugh screws himself [BarryP]
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BarryP wrote:
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Um, you don't get it.
We don't have "universal coverage" in this country (yet). I don't have to have health insurance at all (yet).
Once again you are being obtuse.
"Why do I have to do things that are like universal coverage?" Because they are trying to make it universal coverage. This is really not at all a difficult concept.
Instead of playing dumb, just come right out and say you are against universal coverage and don't like it that they are trying to move in that direction.
This thread isn't about universal coverage. It's about Limbaugh and his comments about a woman who wants other people to pay for her birth control.
I would seem fairly obvious that I'm not interested in having "universal coverage". Since you're apparently so smart I didn't think I'd actually have to say (in my best public speaking voice and doing a soft hand chopping motion on the Lavender Room podium (a la Bill Clinton)) "I am against universal, single payer, health coverage".
You keep saying I don't understand "insurance". Sorry buddy, I do understand it. We do not have universal coverage. In your "explanation" of "how insurance works" you are giving a scenario in which we have universal coverage. But we don't. I'm dealing with how insurance actually works at this time, not how some would like it to "work" in the future.
BTW, I understand fully how universal coverage is suppose to work. I think our disconnect here is that you are talking about a system that isn't currently used and I am talking about the system we are actually using.
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"This hip-hoppers ended up tightly connected with basketball along with highway dances."
(This post was
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by Duffy on Mar 4, 12 14:50)
BarryP
Mar 4, 12 15:14
Post #114 of 245
(1717 views)
Re: Finally, Limbaugh screws himself [Duffy]
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....... I am talking about the system we are actually using.
DuffY: "Why does the system that we are currently using not resemble the system we are currently using, but instead resemble the way the government is intending it to now be used?"
I'm pretty sure you don't really know what system you are talking about.
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
Duffy
Mar 4, 12 15:21
Post #115 of 245
(1714 views)
Re: Finally, Limbaugh screws himself [BarryP]
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BarryP wrote:
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....... I am talking about the system we are actually using.
DuffY: "Why does the system that we are currently using not resemble the system we are currently using, but instead resemble the way the government is intending it to now be used?"
I'm pretty sure you don't really know what system you are talking about.
What the fuck are you talking about?
____________________________________________________
"This hip-hoppers ended up tightly connected with basketball along with highway dances."
Duffy
Mar 4, 12 15:22
Post #116 of 245
(1711 views)
Re: Finally, Limbaugh screws himself [Duffy]
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Duffy wrote:
BarryP wrote:
Quote:
....... I am talking about the system we are actually using.
DuffY: "Why does the system that we are currently using not resemble the system we are currently using, but instead resemble the way the government is intending it to now be used?"
I'm pretty sure you don't really know what system you are talking about.
What the fuck are you talking about?
Does anyone here know what the fuck Barry is talking about?
____________________________________________________
"This hip-hoppers ended up tightly connected with basketball along with highway dances."
Quel
Mar 4, 12 15:31
Post #117 of 245
(1702 views)
Re: Finally, Limbaugh screws himself [Duffy]
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He is saying that you generally dont get to choose medical insurance a la carte, whether that means contraception or chemotherapy. I think. Maybe.
Duffy
Mar 4, 12 15:39
Post #118 of 245
(1693 views)
Re: Finally, Limbaugh screws himself [Quel]
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Quel wrote:
He is saying that you generally dont get to choose medical insurance a la carte, whether that means contraception or chemotherapy. I think. Maybe.
Yes, I know you don't get to choose. That's been my whole frigging point. We don't get a choice on some things. I don't like it. I have been trying to get people to explain the reasoning behind one thing being forced (The Pill) and other things not being forced (eye glasses). All I get from Barry is "you don't understand insurance because you're stupid".
I have found in my experience with dealing with people that the ones who are quick to call others stupid are usually the dumbest people in the room.
I know Barry is educated (because he states his credentials on here often) but educated does not always equal smart. Just sayin'.
I've never met Barry. He seems to imply (often) that others are dumb. By inference he thinks he's smart. Maybe he is. I haven't seen any evidence of it.
Say what you will about me and my posts, I've never claimed a higher level of intelligence over anyone else. I know better than to do that.
____________________________________________________
"This hip-hoppers ended up tightly connected with basketball along with highway dances."
trail
Mar 4, 12 15:41
Post #119 of 245
(1692 views)
Re: Finally, Limbaugh screws himself [Duffy]
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>Does anyone here know what the fuck Barry is talking about?
I think he means that there's a long, long list of procedures/treatments that employer-provided health insurance is mandated to cover. Contraception would just be one.
There's an argument against having that government mandate on health insurance. But a) choosing contraception as the procedure over which to draw the line in the sand, and b) villainizing users of said procedure, is, at best, exceedingly poor political strategy, and at worst, mind-bogglingly stupid.
BarryP
Mar 4, 12 15:46
Post #120 of 245
(1691 views)
Re: Finally, Limbaugh screws himself [Duffy]
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It's pretty simple. I explained to you *why* the system operates the way it does and your counter argument is that the system shouldn't operate because it "currently is a system that doesn't operate like that."
Uh.....no.....it currently operates exactly how it operates, not in some fantasy manner of operating the way you think it is "supposed" to operate.
Your tact isn't anything new, though you did a decent job of cloaking it for a while. It's built upon a false dichotomy, that being that there can only exist two systems - one which operates as an unregulated free market and one which operates as a government run universal system. The argument then follows that it's *supposed* to be one or the other. The reality is that system, and almost every system, does not exist in some sort of over simplified binary "its this or its that" kind of grade school level categorization. It exists on a continuum.
So, in our *current* system there are laws in place that move the old system (which does not exist) in the direction of universal coverage. Yes, THIS system is not complete universal coverage, but that does not imply that THIS system is completely devoid of universal coverage. This currently exactly what this system is, which is one in which *you* have to pay for contraception whether you want to or not for all the reasons that I listed earlier in this thread. The fact that you think the system should be categorized differently does not change that.
Yes, someone moved your f'ing cheese!
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
Duffy
Mar 4, 12 15:53
Post #121 of 245
(1685 views)
Re: Finally, Limbaugh screws himself [BarryP]
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Your tact isn't anything new, though you did a decent job of cloaking it for a while. It's built upon a false dichotomy, that being that there can only exist two systems - one which operates as an unregulated free market and one which operates as a government run universal system. The argument then follows that it's *supposed* to be one or the other.
I said, and think nothing of the sort. You have a pattern of framing a discussion by saying, for example. "Duffy says xxx and disagree because of aaa." The problem is Duffy never said "xxx".
It's either a tactic or you have so many preconceived notions your mind is essentially closed.
____________________________________________________
"This hip-hoppers ended up tightly connected with basketball along with highway dances."
(This post was
edited
by Duffy on Mar 4, 12 15:56)
BarryP
Mar 4, 12 15:56
Post #122 of 245
(1682 views)
Re: Finally, Limbaugh screws himself [Duffy]
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I have found in my experience with dealing with people that the ones who are quick to call others stupid are usually the dumbest people in the room.
There are better methods to determine who's dumb.
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....I've never claimed a higher level of intelligence over anyone else.
That's a good move on your part.
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
BarryP
Mar 4, 12 16:00
Post #123 of 245
(1679 views)
Re: Finally, Limbaugh screws himself [Duffy]
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I said, and think nothing of the sort. You have a pattern of framing a discussion by saying, for example. "Duffy says xxx and disagree because of aaa." The problem is Duffy never said "xxx".
There are two points. 1) What you said and 2) your argument tactics.
1) I characterized it perfectly. "This current system isn't behaving the way this current system behaves."
2) The false dichotomy. "Universal coverage is for a universal coverage system and this is not a universal coverage system, therefor we shouldn't have it."
-----------------------------Baron Von Speedypants
-----------------------------RunTraining articles here:
http://forum.slowtwitch.com/...runtraining;#1612485
Duffy
Mar 4, 12 16:05
Post #124 of 245
(1675 views)
Re: Finally, Limbaugh screws himself [BarryP]
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Here's what I'm saying (again). Some coverage is forced by law (state of CA), some isn't. Some of the things that are forced on me, I don't want.
I haven't said anything else other than we currently don't have a universal system and I'd rather keep it that way.
If you insist on thinking I'm saying something else I am going to have to go against form and straight up say you are stupid.
____________________________________________________
"This hip-hoppers ended up tightly connected with basketball along with highway dances."
MJuric
Mar 4, 12 16:39
Post #125 of 245
(1660 views)
Re: Finally, Limbaugh screws himself [BarryP]
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My wife's costs not including insurance are about $7,000 a year. Many of us could cover that, but it's nothing to sneeze at for a great portion of our country. Consider that the median income is somewhere in the $40-$50K ball park.
I'm certainly not saying that "Everyone should cover their own costs" for all instances and conditions, that's why we have insurance. What I am saying is that the fact that everyone feels that EVERYTHING should be covered regardless of cost leads to everyone not having any idea what their actual usage and cost is. Things that are "Maintenance" or "Choice" really shouldn't be covered by insurance anymore than they are covered for car insurance.
I would think that there would be some argument if birth control was something that was absolutely necessary, for some it is, and if it cost 7K a year, it doesn't not even 10% of that for most cases.
Furthermore the more "Mandatory" we make health care the more expensive it will get. Why would any company charge "Less" if they know that the "consumer" thinks they are getting it for free?
~Matt
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